Terms and Conditions

Introduction

This website (the “Website“) is owned and operated by Stellar Asset Management Limited, a company registered in England and Wales under registration number 06381679 (from now on, “we“, “our” and “us“). Our registered office is at

Stellar Asset Management Limited
20 Chapel Street
Liverpool
L3 9AG

“Stellar Asset Management”, “Stellar ESP” and “Stellar” are all trading names of Stellar Asset Management Limited.

These terms and conditions and privacy statement (the “Terms“) govern the use of all material, content and information contained on the Website (the “Website Content“) by the users of this Website and any investors or potential investors in our products or services (“you“) and the information and personal data we collect about you. You are required to accept the Terms completely. If you do not accept these Terms completely, then you must not use or continue to use our Website. By accessing or continuing to access any part of our Website, you consent to be bound by these Terms as they are updated from time to time at the time of your use.

Your Obligations

You agree to:

  • read and abide by all notices posted on our Website from time to time that are relevant; and
  • abide by all applicable laws and regulations and that you will not create liability for us or cause us to lose (in whole or in part) the services of our ISPs or other suppliers.

You agree that you will not:

  • transmit any malware, spyware, viruses, worms, defects, Trojan horses, malicious or harmful code or use any items of a destructive nature; or
  • attempt to gain unauthorised access to any part of our Website, the server on which our Website is stored or any server, computer or database connected to our Website.

You acknowledge that any breach by you of these Terms may be a criminal offence under the Computer Misuse Act 1990 and that we may report such actual or suspected breaches to the relevant law enforcement authorities and co-operate with those authorities, including by disclosing your identity or IP address to them. In the event of any actual or suspected breach, your use of our Website is to cease immediately or we may terminate it.

Website Content

The Website Content does not constitute advice (whether financial, investment or otherwise) and the Website Content provides general information relating to investment products and services offered by us.

We recommend, and you acknowledge and agree, that you should take independent specialist financial, tax and investment advice or other steps to satisfy yourself as to the suitability of any investment, including investment products and services offered by us.

The products and services referred to on the Website and in the Website Content may not be suitable for all investors and our products and services are distributed via wealth managers, financial planners, solicitors and other intermediaries who ensure suitability and provide the relevant financial advice. Our products and services are also available directly to individuals that can certify themselves as sophisticated investors or high net worth individuals. Investors who do not require financial advice can certify themselves as sophisticated investors or high net worth individuals by completing a Sophisticated & High Net Worth form.

The Website Content should not be construed as an offer or invitation to treat or an inducement for you to engage in any investment activity or purchase any of our investment products or services.

The content of the Website has been issued and approved for the purposes of section 21 of the Financial Services and Markets Act 2000 by us and we are authorised and regulated in the United Kingdom by the Financial Conduct Authority with a Firm Reference Number of 474710.

The Website Content relates to investment funds managed by us and is directed at residents of the United Kingdom only. The investment products and services referred to on this Website and in the Website Content will not be offered to residents of countries outside of the United Kingdom.

Whilst we have sought to ensure the Website Content (including any facts and figures) is accurate, we do not accept and you agree that we shall not have any liability to you or any other person in respect of your reliance upon or use in any manner of the Website Content in relation to any of our products or services.

We will use our reasonable endeavours to update this Website on a regular basis. However, we cannot guarantee that all the information contained on our Website (including any facts and figures) will be up-to-date.

Intellectual Property Ownership

IAll rights, including copyright and other intellectual property rights, in and to the Website, the Website Content and the following trade marks (whether registered or unregistered): “Stellar” and all our trade marks are owned by us or our licensors. Our Website and the Website Content is subject to copyright with all rights reserved.

No permission is granted by us for you to copy, distribute, modify, sell, create derivative works from, post or frame any trade marks, text, graphics, video, audio, software code, or user interface design or logos from the Website or Website Content. You agree that you will not copy, publish, transmit, license, rewrite for broadcast or publication, redistribute or sell in any medium any of the Website Content without our express prior written permission. Other than is expressly provided in these Terms, nothing will be construed as inferring by implication or otherwise any licence or right under any copyright, trademark, database right, or other intellectual property or proprietary interest of us, our licensors or any third party. Any rights not expressly granted to you by these Terms are reserved by us or our suppliers.

You agree that you will not take any action inconsistent with our ownership of the Website and/or our Website Content.

Limitation of liability

We are not responsible for any:

  • errors and/or omissions that arise from the Website Content;
  • losses or damages of any nature arising out of or in connection with your use of, or reliance on, any Website Content or products or services referred to on, or offered by, this Website, including but not limited to any loss of data, financial loss, loss of income, profit or opportunity, loss of or damage to property and claims of third parties or any indirect or consequential loss or damages; and
  • damage that you may incur as a result of a computer viruses. Whilst we use reasonable efforts to ensure that our Website is free of viruses and other harmful items, we cannot guarantee that your use of our Website will be virus-free. You should therefore undertake your own safeguards against potential damage to your computer, equipment and data by ensuring that you have appropriate virus screening software.

Hyperlinks to other sites


Our Website contains hyperlinks to websites operated and maintained by parties other than us.

The hyperlinks included on our Website are only for your convenience and their inclusion should not be interpreted as an endorsement by us of those organisations and their activities. On accessing one of these hyperlinks, you become subject to the terms and conditions imposed by the owner of the new website that is being visited.

As the information available via hyperlinks to third-party websites is maintained by other organisations, we cannot be held responsible for any inaccuracies in information on such websites. Any visit by you to such websites must therefore be undertaken at your own risk.

Complaints policy

We will endeavour to satisfy any complaint regarding us or any of our products or services we offer in an efficient and timely manner. Should you have any complaint regarding us or any products or services we offer please contact our compliance officer on 020 3195 3500.
If we do not resolve your complaint to your satisfaction, you may also be able to refer your complaint to the Financial Ombudsman Service at South Quay Plaza, 183 Marshall Wall, London E14 9DR.

Cookies

Our Website uses cookies. A cookie is a small data file that collects anonymous information about how you use our Website. If you accept the cookie, the file is added to your computer’s hard drive or other mobile or handheld device. Most web browsers automatically accept cookies but you may modify your browser settings to decline cookies or to be notified of cookies being placed. The cookies do not give us access to any personal data on your computer or device other than the personal data you choose to share with us.

We use a number of different cookies to assist the effective operation of the Website, to enable traffic to our Website to be logged for statistical purposes and to help improve the Website.

Specifically, we use Google Analytics, a web analytics service provided by Google. For more information, please see Google’s privacy policy and web page on Google Analytics.

Indemnity

You agree and undertake to indemnify and hold us, our directors, officers, agents, associates, affiliates, contractors, employees and partners harmless against any claims, liabilities or losses arising from your use of our Website, the Website Content and any breach of these Terms.

General

These Terms and your use of our Website are governed by the laws of England and Wales.
You consent to the exclusive jurisdiction of the courts of England and Wales in all disputes arising out of or relating to the use of this website each time you access our Website.

If any part of these Terms is determined to be invalid or unenforceable, including but not limited to the warranty disclaimers and liability limitations set out above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms will continue in effect.

Our failure to enforce at any time or for any period any one or more of the terms or conditions in these Terms will not be a waiver of them or the rights attaching to any of them. No provision of these Terms is waived by us unless we waive it in writing.

For more information about Stellar Asset Management please contact us on 020 3195 3500 or enquiries@stellar-am.com.